Attention homeowners in Weems and Lancaster County: Need an appraisal?
The top 7 reasons why Virginia homeowners order from Benchmark Appraisal Services, Inc.:
We at Benchmark Appraisal Services, Inc. understand the particular needs of a consumer after appraisal services. Our regular business clients get the appraisal process and the standard reporting formats. But as a consumer, you will receive extra guidance and explanations through the appraisal process to more fully understand what we do and how we document our conclusions.
For Sale by Owner (FSBO)/Pre-Listing ServicesIt's very hard to be objective about your own house because of your emotional attachment to it. The professional appraisers at Benchmark Appraisal Services, Inc. will tell you what you need to know -- not just what you want to hear. We are objective. In addition to helping you set a realistic price to sell at so your home will attract buyers, a professional appraisal is very important as a negotiating tool once you have a potential buyer. It gives you something tangible to show the buyer. An appraisal is an independent third party's opinion of your house's value -- not just you saying how much you think your house is worth. Interested buyers know you have an emotional attachment to your home and will be much more likely to give credibility to a seasoned appraiser's value estimation than yours.
Challenge a property tax assessmentYour local tax assessor may have your house overvalued if your house is not appreciating as much as other homes close by. That means you're probably paying more taxes than you should. Since your property assessment may likely go up again in the next period, the sooner you take care of things like this, the better off you'll be. An appraisal from Benchmark Appraisal Services, Inc. is your number one weapon when contesting your property tax assessment.
Need to remove PMI?Getting the PMI (Private Mortgage Insurance) removed from your mortgage loan is a preferred way to save money for homeowners. Once your mortgage loan is less than 80% of the value of your home, in most cases you can apply to a lender to have the PMI eliminated from your loan, which will make your monthly payments go down. We're qualified in helping customers just like you rid yourselves of unnecessary PMI insurance.
Was your HELOC recently frozen?Your lender just might make the decision to automatically freeze your home equity line of credit (HELOC) if your property is in or near a declining area -- even if your specific property has not declined in value. This can be unsuitable from a cash flow standpoint, and negative on your credit score since it may appear as though that credit line is maxed out. Benchmark Appraisal Services, Inc. can help you reinstate your HELOC.
We Offer Field and Desktop Appraisal Review ServicesWould you prefer a second opinion without the added cost and delay of waiting for a whole new appraisal? Or do you need a seasoned expert to double-check your appraisal for preciseness? An appraiser from Benchmark Appraisal Services, Inc. can go out and check the subject and comps in a field review. If you need it in a rush, we'll provide you with a desk review and verify as many facts as we can, using online data sources as well as our own files.
We can also provide you with a retrospective review of any appraisal report you may have had in the past. While typically requested by banks, you may wish to exercise this service if you suspect mortgage fraud related to your property.